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Commercial Underwriter - Mid-Market to Corporate Risks - 19346
Toronto, ON M5H 2N2 CA | Work from home flexibility TELECOMMUTE CA
Job Description
Your Key Responsibilities:
- Underwrite and price mid to large commercial accounts across various industries, including construction, real estate, logistics, and manufacturing
- Analyze complex risk submissions, including financial statements, loss history, and exposure data
- Collaborate with brokers to customize policy wording, develop layered coverage programs, and explore specialty endorsements
- Balance growth and profitability within your portfolio, with a focus on the Eastern Canada market
- Partner with actuarial and product teams to define and refine risk appetite and pricing strategy
- Monitor emerging trends, industry shifts, and competitor activity
- Mentor junior team members and contribute to process improvements and underwriting best practices
- 4-7 years of commercial underwriting experience, ideally within an insurer or MGA environment
- Strong technical expertise in P&C products, program structuring, and risk evaluation
- Proven ability to underwrite complex, multi-layered accounts
- Skilled communicator who can negotiate with brokers and clearly explain underwriting decisions
- Professional designations such as CIP, CRM, or FCIP (completed or in progress) are considered strong assets
- Proficiency in underwriting platforms and Excel, with the ability to extract and apply data insights
- Work for an insurer with national reach and regional autonomy – empowering you to make decisions
- Manage sophisticated accounts without the bureaucracy of large corporate environments
- Enjoy hybrid flexibility with a culture that values collaboration and expert judgment
- Gain direct access to senior leadership and opportunities to influence portfolio strategy
- Clear, supported career progression toward Senior Underwriter or Underwriting Manager.
- Competitive salary, commensurate with the candidate’s education, experience, and expertise
- Full benefits package to support your health and well-being
- Opportunities for team growth and development
Candidates must be eligible to work in Canada. Only candidates selected to move forward in the hiring process will be contacted.
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Meet Your Recruiter
Lindie De Gouveia
Senior Recruitment Consultant
Insurance
With over 20 years of experience in insurance, financial services and professional recruitment, Lindie is a trusted talent partner for employers and job seekers, who appreciate her consultative, relationship-first approach. She specializes in the placement of insurance and risk management professionals, combining her industry knowledge, recruitment expertise and business acumen to bring a deep understanding of the needs and challenges of her clients.
Lindie has a proven track record of success in the insurance industry, and now applies this expertise to help clients build and motivate high-performing teams. She led the implementation and strategic growth of a shortfall insurance product, and has extensive experience as a Senior Risk Analyst. She has developed innovative risk management solutions in areas such as medical shortfall insurance, premium finance and alternative risk transfer mechanisms. Her understanding of insurance operations and risk analysis allows her to connect companies with employees who bring both technical qualifications and cultural alignment to their new roles.
Lindie made the move to Canada from South Africa in 2023. She holds a Bachelor of Commerce with majors in Business Management and Industrial Psychology, further enriching her ability to understand the human dynamics involved in recruitment, including personality ‘fit’ in the workplace. Outside of work, she keeps active with her teenager, balancing school, sports and outdoor activities.